Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦Welcome to Batas Hire Purchase!! — We are working on the betterment of the services and making the finance reach to all.✦
NRB Licensed · Transparent Terms

Financing Solutions Built for Nepal

We offer a comprehensive range of hire purchase and installment financing products designed for Nepali consumers and businesses.

24-hr Approval
No Hidden Fees
Digital Application
Regulated by NRB
What We Offer

Our Complete Range of Services

We offer a comprehensive range of hire purchase and installment financing products designed for Nepali consumers and businesses.

Consumer Financing

Flexible installment plans for everyday purchases — from electronics to household appliances.

  • No collateral required for eligible products
  • Tenures from 6 to 36 months
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Vehicle Hire Purchase

Finance your motorcycle or car with competitive rates and flexible down payment options.

  • Motorcycles, scooters, and cars
  • Down payment as low as 20%
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Electronics & Appliances

Own the latest technology — smartphones, laptops, refrigerators, and more — without the upfront burden.

  • Smartphones, laptops, TVs, and more
  • Short tenures (3–18 months)
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Business Equipment Financing

Power your business with essential equipment without straining your working capital.

  • Machinery, tools, office equipment
  • Higher loan limits for registered businesses
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Merchant Partner Program

Grow your sales by offering instant hire purchase financing to your customers at the point of sale.

  • Instant digital credit decisions
  • Seamless POS integration
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Digital KYC & Quick Approval

Apply online, upload documents digitally, and get approved in as little as 24 hours.

  • 100% online application
  • Approval within 24–48 hours
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Requirements

Documents

Who Can Apply?

  • Nepali citizen aged 18–65
  • Valid citizenship certificate
  • Stable income (salaried or self-employed)
  • Active bank account
  • Good credit standing (no major defaults)

What You'll Need

  • Citizenship certificate (both sides)
  • 2 recent passport-size photographs
  • Latest salary slip or income certificate
  • Bank statement (last 6 months)
  • Quotation or invoice from the seller
Quick Reference

Typical Financing Terms

Every application is assessed individually, but here are typical terms to help you plan your purchase.

Down Payment
From 10%
Tenure
6–36 months
Approval Time
24–48 hours
Interest Rate
From 15% p.a.
FAQ

Frequently Asked Questions

How long does the approval process take?

Our digital KYC process typically delivers a decision within 24–48 hours of receiving all required documents.

What is the minimum down payment?

Depending on the product, down payments start as low as 10% for electronics and 20% for vehicles.

Can I repay early without a penalty?

Yes. We allow early settlement. A nominal fee may apply — please consult our team for the current terms.

Is my personal data safe?

All data is secured with bank-grade SSL encryption. We comply with Nepal's data protection guidelines and never share data with third parties without your consent.

What happens if I miss an EMI payment?

We encourage you to contact us before missing a payment. Late fees apply after the grace period. Persistent non-payment may affect your credit profile.

Ready to Apply?

Start your application in minutes. Our team will guide you through every step.

Apply Now — It's FreeTalk to Our Team
Hire Purchase & EMI Financing Services | Batas Hire Purchase